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About Buying

Buying a home is often one of the most significant occasions a family has together, and the enormous investment required to make such a purchase calls for careful consideration of every aspect of the finances involved in order to ensure that you are making the right decision. Austin is a strong market for housing, with new development occurring at a constant rate as huge numbers of people move into the city each year, meaning you have many choices when looking to buy.

Home Buyer Considerations

Before making the decision to purchase a home and moving forward with financing options, there are a few things you need to consider that can have a significant impact on your price range and what sort of home you should consider:

  • How long do you plan to live in the home?
  • How much of a down payment can you afford?
  • How will your credit score affect your mortgage rate?
  • Is your income sufficient to stop paying rent and take on a mortgage?
  • Is now the right time to be buying a home in the Austin market?

Knowing how much you can afford may be the most important aspect of the home shopping process, and carefully considering your financial situation ahead of time can save you enormous complications down the road.

The Home Buying Process

Purchasing a home is an involved and sometimes lengthy process, but one which is worth taking the time to see through thoroughly. The following 10 steps outline a clear path to successful home purchases:

  1. Establish how much you can afford
  2. Research your rights as a buyer
  3. Shop for appropriate financing
  4. Learn about any relevant home buying programs
  5. Shop for your home
  6. Select a trusted realtor
  7. Make an offer on the home
  8. Obtain a home inspection
  9. Shop for homeowner’s insurance
  10. Sign papers and close on the home

Easy Road Home can help you with every aspect of the home buying process, with access to thousands of properties in the Austin area, free valuations, and clear guidance regarding any challenges you may face. Contact us today to learn more about how we can help you buy the home of your dreams.